Upload a PDF, snap a photo, or forward your bill by email. Our AI analyzes every charge, finds hidden fees and overcharges, then calls customer service on your behalf to get your money back. You keep 80% of everything recovered.
Free to upload & analyze. You only pay when we save you money.
Bill Saved works with every major provider
$0
Risk to you
30s
To upload a bill
80%
Savings you keep
24h
Average resolution
No phone calls, no hold music, no stress. Our AI handles everything.
Upload a PDF, snap a photo with your phone, or forward bill emails to your personal intake address. Our AI reads every line item and flags overcharges in under 30 seconds.
256-bit encryption · Your data is never sold
Sign a quick digital authorization, then our AI voice agent calls your provider within 24 hours. It uses data-backed negotiation strategies refined across thousands of calls.
Average call time: 12 min · Real-time tracking
When your provider agrees to lower your bill, you verify the savings yourself. You keep 80% of every dollar saved. If we don't save you money, you pay absolutely nothing.
You verify before we charge · No subscription
The average household overpays $400-$800 per yearon bills. Here's what our AI catches that you might miss.
Introductory rates that expired silently, costing you $10-50/mo more than you should be paying.
Vague 'admin' or 'processing' fees that companies add because most people don't question them.
Monthly fees for equipment you already own or returned months ago.
The same service billed twice under slightly different names — more common than you'd think.
Fees labeled 'regulatory' that far exceed actual regulatory costs — pure profit for the company.
Add-ons, insurance plans, or premium features you never signed up for but are quietly being charged.
Businesses often have dozens of recurring vendor bills — telecom, SaaS, utilities, insurance. Even small overcharges add up to thousands annually. Bill Saved audits them all.
You keep $931 after 20% fee
Whether you use Bill Saved or negotiate yourself, these strategies put money back in your pocket.
Companies slip in new charges hoping you won't notice. Set a monthly reminder to review each bill. Better yet, upload them to Bill Saved and we'll catch everything automatically.
Front-line reps have limited authority. Retention specialists have the power to offer real discounts and credits because their job is to keep you as a customer.
Before disputing, research competitor pricing. 'Company X offers the same service for $30 less' is one of the most powerful negotiation tools available.
Bundling can save money, but it can also hide individual overcharges. Always compare the bundle price against individual service pricing from competitors.
When a promotional rate expires, call to renew it. Companies almost always have current promotions available — they just won't offer them unless you ask.
Keep records of every rep name, call date, and promise made. If a company doesn't honor a verbal commitment, this documentation is your leverage.
See what Bill Saved users are saying about their experience.
“I uploaded my Rogers bill on a whim and Bill Saved found $47/month in charges I never agreed to. The AI called and got it all credited back within 15 minutes.”
Sarah M.
Toronto, ON
“I've been overpaying Comcast for two years. Bill Saved caught an expired promo rate and negotiated a new one that saves me $35 a month. I didn't have to do anything.”
James R.
Chicago, IL
“As a small business owner with 8 vendor accounts, I was skeptical. Bill Saved found savings on 5 of them. The ROI is incredible for zero upfront cost.”
Priya K.
Austin, TX
“Living on a fixed income, every dollar counts. My internet bill had crept up $22 over two years without me noticing. Bill Saved caught it and negotiated it back down.”
Robert H.
Phoenix, AZ
“I work in tech, and I'm still impressed by how smooth this was. Uploaded a photo of my Verizon bill, got a detailed analysis in seconds.”
Maya L.
Seattle, WA
“First time, Bill Saved saved me $41/month on my internet. So I uploaded my phone bill too — another $18/month. I've saved over $700 this year.”
David T.
Miami, FL
Free to analyze your bills. You only pay when we save you money.
If we save you $50/month, you pay $10 and keep $40. If we save you nothing, you pay nothing.
| Bill Saved | BillShark | Rocket Money | BillCutterz | |
|---|---|---|---|---|
| Fee | 20% | 40% | 35-60% | 50% |
| Subscription | None | None | $4-12/mo | None |
| You keep on $100 savings | $80 | $60 | $40-65 | $50 |
We take 20% of verified savings only. If we don't save you money, you pay absolutely nothing. No subscription fees, no setup costs, no hidden charges.
You sign a digital Standing Authorization Agreement that makes Bill Saved your authorized representative. Our AI then calls your provider, identifies itself as calling on your behalf with your authorization reference, and uses proven negotiation strategies to dispute charges. You choose a male or female voice. You can also choose to listen in on the call in real time — we'll call your phone and connect you in listen-only mode so you can hear exactly how your dispute is handled.
Any recurring bill — telecom, internet, cable, phone, insurance, utilities, SaaS subscriptions, and more. You can upload PDFs, snap photos with your phone camera, or forward bill emails to your unique intake address.
After our AI gets a verbal commitment from the company, you verify the savings yourself by uploading a confirmation email, text, or your next bill showing the credit. We only charge our fee after verification.
All bills are stored in encrypted private storage. We never share your data with third parties. Your payment information is handled securely through Stripe and never touches our servers.
Absolutely. Businesses with multiple vendor accounts often save thousands per year. The same 80/20 model applies — no risk, no upfront cost.
Yes! Share your unique referral link and earn $10 the moment your friend reaches $100 in cumulative verified savings. Plus, you earn 1% of every dollar they save for the next 60 days. Combined earnings are capped at $599 per calendar year.
Absolutely. Bill Saved is a registered business that uses a standard Letter of Authorization — the same legal mechanism that accountants, lawyers, and other professional representatives use to act on your behalf. We charge nothing upfront, and you only pay after you've personally verified your savings.
Most disputes are resolved within 24-72 hours. After you upload your bill, our AI analyzes it in seconds. If overcharges are found, the AI typically places a call to your provider within 24 hours.
You pay nothing. Zero. We only earn our 20% fee when we successfully negotiate savings that you've personally verified. If our AI calls your provider and they won't budge, there's no charge to you.
Never. That's the whole point. Our AI voice agent handles the entire call — navigating phone menus, waiting on hold, speaking with representatives, and negotiating on your behalf. You can track progress in real-time from your dashboard.
Just the bill itself. Upload a PDF, take a photo, or forward the email. Our AI extracts everything it needs automatically — your account number, current charges, plan details, and billing history.
Three key differences: our fee is 20% — half of what BillShark (40%) charges. We're fully AI-powered for faster results. And we're transparent — you can watch your dispute progress in real-time.
Currently, we focus on recurring service bills — internet, cable, phone, wireless, utilities, insurance, and SaaS subscriptions. We don't yet handle medical bills, mortgage rates, or government fees.
Yes! Listen-in mode is optional and free. When you start a dispute, you can opt to have us call your phone and connect you in listen-only mode (muted) so you can hear the full negotiation in real time. It doesn't affect the dispute outcome — it's purely for your peace of mind.
After every call, you can share structured feedback on what worked and what didn't. This feeds our recursive learning system — your observations help our AI refine negotiation strategies, recognize new objection patterns, and improve success rates for everyone.
Know someone overpaying on their bills? Share your referral link and earn real money when they save.
$10
per referral when they get their first verified savings
1%
of their savings for 30 days after their first dispute
No cap on referrals. Sign up to get your unique referral link.
Get Your Referral Link →Upload your first bill in 30 seconds. Our AI will analyze it for free and show you exactly where you're being overcharged.
Get Started Free →No credit card required to analyze your first bill.
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