Every bill has
something to dispute
Whether it's your phone bill, internet service, insurance premium, or SaaS subscriptions, our AI knows exactly where to look and what to argue.
Telecom & Phone
The most overcharged industry in consumer billing
Mobile phone bills are notoriously complex and full of hidden charges. From device protection plans you never opted into, to administrative fees that have no regulatory basis, telecom companies count on confusion to pad their margins.
Common charges we catch
Device protection plans
$8–$17/moOften auto-enrolled during purchase. Many customers don't realize they're paying for insurance they don't want.
Line access fees
$20–$40/linePer-line charges that can often be reduced by switching to a newer plan structure.
Administrative fees
$1–$5/moNot government-mandated. These are company-imposed charges that can be disputed.
Expired promotional pricing
$10–$50/mo increaseIntroductory rates that silently expired, sometimes doubling your monthly cost.
Average savings
$18–$45/month
per bill, per month
Supported providers
Internet & Cable
Where equipment fees and rate creep cost you the most
Internet and cable bills are some of the worst offenders for hidden charges. Equipment rental fees for hardware you already own, broadcast and regional sports fees that inflate your total, and promotional rates that expire without notice are extremely common.
Common charges we catch
Modem/router rental
$10–$15/moIf you own your own modem and router, you should not be paying this. Many providers continue charging even after you've returned equipment.
Broadcast TV fee
$15–$25/moA fee for access to free over-the-air channels. Often not disclosed in advertised pricing.
Regional sports fee
$8–$15/moCharged regardless of whether you watch sports. Can sometimes be removed by switching packages.
Speed tier overcharges
$10–$30/moYou may be paying for speeds your area doesn't support, or a tier much higher than what you actually need.
Average savings
$20–$55/month
per bill, per month
Supported providers
Insurance
Premiums quietly increase every renewal cycle
Insurance companies regularly increase premiums at renewal time, often without clear justification. Many customers are paying for coverage levels they don't need, duplicate coverage they already have through other policies, or rates that don't reflect their current risk profile.
Common charges we catch
Annual premium creep
$5–$30/moGradual yearly increases that compound over time. Loyal customers often pay more than new customers for the same coverage.
Duplicate coverage
$10–$20/moRoadside assistance, rental car coverage, or identity theft protection that you already have through another policy or credit card.
Outdated risk rating
$15–$40/moIf your driving record has improved, you've installed a security system, or your credit score has increased, your rate should reflect that.
Average savings
$15–$40/month
per bill, per month
Supported providers
Utilities
Rate plans you didn't choose may be costing you extra
Many utility customers are on default rate plans that don't match their usage patterns. Time-of-use pricing, demand charges for commercial accounts, and third-party supplier markups can significantly inflate your costs without you realizing it.
Common charges we catch
Wrong rate plan
$10–$30/moYou may qualify for a lower rate tier based on your usage history. Many utilities don't proactively switch you to a better plan.
Third-party supplier markup
$5–$25/moIf you were switched to a third-party energy supplier (sometimes through door-to-door sales), you may be paying above-market rates.
Demand charges (commercial)
$20–$100/moPeak demand charges that can be reduced through load management or rate plan negotiation.
Average savings
$10–$35/month
per bill, per month
Supported providers
SaaS & Subscriptions
The subscriptions you forgot about add up fast
The average person has 12+ active subscriptions. Many are unused or underutilized. Others have quietly increased their pricing since you signed up. SaaS tools for businesses often include per-seat charges for users who left the company months ago.
Common charges we catch
Zombie subscriptions
$5–$50/moServices you signed up for, used once, and forgot about. Free trials that converted to paid without clear notice.
Ghost user seats
$10–$30/seat/moSaaS licenses for employees who have left. Common in growing companies that don't audit seats regularly.
Price increases without notice
$2–$15/moMany SaaS tools quietly raise prices 10-20% annually. If you're on an old plan, you may be paying more than new customers.
Average savings
$15–$80/month
per bill, per month
Supported providers
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